Do month end bills bog you down? Then try a guaranteed cash loan and you will never have to fear missing another credit payment due to cash shortage. How many times has it happened that your budget for the month goes haywire due to unexpected emergencies? Are not you left with a sense of bewilderment and helplessness? Instant cash loans are available just for people like you.
How To Get The Advance
Getting your guaranteed payday loan is the easiest thing imaginable. The qualifying criteria are quite simple to fulfill. All you need to be is a citizen of the US. Then, you have to be over 18 years of age and employed. Your job must be at least three months old and the pay has to be over $1000 per month. You must also have a checking bank account in any American bank. That it.
Fill up the online form available (yes, you can apply from your own computer) with these pertinent details. You do not have to give your credit history; that aspect of your financial life does not bother the quick pay day loan financiers unlike the conventional lenders. If you choose the no fax option, then the whole procedure is be totally paperless. Otherwise, you may have to submit some supporting documents.
How Much Amount Can You Borrow
Guaranteed cash advance is not for meeting major financial crisis; it is there just to stretch your paycheck. So, the money lent is not much. The maximum that a new borrower can get is $500. If you are a repeat borrower and have cleared your previously owed money properly, then the loan amount can go up, but that depends upon your drawn salary as well.
Getting And Returning The Loan
After you have filled up your application form correctly, the company will verify it with the concerned authorities through VPN compatible software. All this takes a mere 24 hours and if everything goes well, the money will be in your hand by the next day! If you are a repeat customer, then it may take even less time than that. The cash is directly deposited in your bank account.
Repaying the owed money is just as easy. Furthermore, you can choose your own repayment scheme for your immediate cash loans. If you want, you can clear your necessary bills first and just pay the interest of the borrowed amount and return the principal at your own convenience. Do not get alarmed if the cash providers have asked for your next two salary days in the application form. They do that to obtain knowledge about your job and your schedule. You can easily repay the due sum at your own pace. That is a guarantee from guaranteed cash loans.
Customer satisfaction and loyalty to a product is very important in any company, be it a company that is consumer oriented or a company that sells to other businesses, but is a customer satisfaction guarantee really realistic in business?
What some companies do in order to attract the consumer’s loyalty is to attach a customer satisfaction guarantee behind any product they sell. What attracts consumers to these customer satisfaction guarantee offers is that they are straightforward, easy to understand and you know it to be true.
However – sometimes the more often a company advertises the customer satisfaction guarantee, the more often consumers are turned off by the company. Another important thing that companies have to take into consideration before presenting any guarantees in relation to their products or services is that they should have their attorneys review the guarantee because it might have legal repercussions.
Here are three examples of companies using customer satisfaction guarantees on their products:
1) L.L. Bean trademarked its “Guaranteed, You Have Our Word” motto and beneath it written in smaller lines read that their products guarantee their consumers 100% satisfaction. If, for whatever reason, the consumer did not find it to his satisfaction, he can return the product at anytime as they do not want their consumers to have anything from them that is not at par to their satisfaction. Consumers seem to like this motto a lot as it is straightforward, direct and easy to understand.
2) Lands’ End uses “Guaranteed. Period.” as its motto, and they also went so far as having the motto trademarked. Like L.L. Bean’s, it is also direct and straight to the point. They also that if the consumers do not find the product to their satisfaction, they can also have the item returned at any time so that they can have their money back. This also assures the consumers of money back if they are not fully satisfied. But they also added more text underneath – too much information – thus, confusing the consumers. Unlike the first motto, this company added confusion to an otherwise easy-to-understand motto.
3) Thirdly, Sears created their own motto of “Satisfaction Guaranteed or Your Money Back.” Okay, it sounds very interesting. It simplifies what the other two companies have said and seems to be much more direct. If you are not satisfied with an item, you can have your money back. But written below are more jumbled words that confuse the consumers more! They are asking for the original packaging, original packing slip and order confirmation email receipt before a refund or an exchange of the item. Then more and more words that I, as a consumer myself, think of as being a big mouthful, all lawyerly and all businesslike. Their lawyers and accountants might find these useful, but not your average consumer. What this shows to the consumers is that if a product is not to the satisfaction of the consumer, he is definitely going to have a hard time getting his money back or returning the item for an exchange! Now tell me if this can build loyalty with the consumers? It doesn’t, does it!?
Your average customer will always go for a direct and easy to understand customer satisfaction guarantee. The more words a company places below their guarantee, the more confused a consumer gets. Like any other products, you have to fit your guarantee to the product that you’re selling, but it doesn’t mean that you have to confuse your consumers with how they can get their money back or how they exchange the item if what they purchased wasn’t to their satisfaction. Keep it simple, guys – direct and uncomplicated please!
Steven Taylor is a Marketing Consultant to http://www.Retronix.com – one of the most innovative and effective suppliers to the electronics & semiconductor industries. Services include BGA Rework and De-Bug Services.